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Best 138 Online Casino​s in Finland

Located in Northern Europe, Finland borders Sweden, Russia, and Norway. The Republic of Finland has been famous as the happiest country globally, and we have to give gambling its due credit.

The country also has over 180,000 lakes, and hence is popular as the 'land of thousand lakes.' The country came to get its first human civilization right after the Last Glacial period and has had a rich history in the Baltic region.

The country is open to gambling. The industry is quite popular, with the fourth in rank among the world’s biggest gamblers. That is to say, the Finnish are the most to bet in Europe.

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Best 138  Online Casino​s in Finland

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Online Casinos in Finland


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Online casinos in Finland

Located in Northern Europe, Finland borders Sweden, Russia, and Norway. The Republic of Finland has been famous as the happiest country globally, and we have to give gambling its due credit. The country also has over 180,000 lakes, and hence is popular as the ‘land of thousand lakes.’

The country came to get its first human civilization right after the Last Glacial period and has had a rich history in the Baltic region.

The overall spirit of the Finnish people is very sporty, and they enjoy every moment here. This has been a reason for the locals to take to gambling with ease.

The country has also been open to gambling. The industry is quite popular, with the fourth in rank among the world’s biggest gamblers. That is to say, the Finnish are the most to bet in Europe.


The Finnish government has a state monopoly in the gambling industry. Brands or game developers have to collaborate or work with the state directly. There is, therefore, no reason for any extra regulation when it comes to regulation. Finland has a monopoly on all forms of offline and online gambling. This has already put a big relief on the minds of gamblers.

Three different governing bodies are working cohesively to sanction gambling in the country. PAF and RAY recognize all the legal gambling sites. These two organizations take control of the online gaming, with RAY controlling sites in Finland’s mainland while the PAF owns the Aland Province monopoly.

The country bans offshore casinos from coming to the country. Don’t worry, as the laws do not prevent you from playing on these foreign sites.

Can you play at any casino in Finland?

The question that you may have in your mind is whether you can play in any online casino from Finland. All the local casinos will be following the rules and protocols to suit the state government. If they do not follow, they will face the strict law.

Not just casinos from Finland but even from outside are to have all the valid licenses. The sites also need to be trustworthy, and this is why gamers playing for real money will find the same safety when they play at Finland-based sites.

There are mixed feelings about how the locals see this state’s monopoly in running the online and offline casinos.

Land Based Casinos

Popular land-based casinos in Finland are run by Veikkaus Oy, and it takes care of the lottery, sports betting, and instant games. Fintoto Oy takes care of the pari-mutuel horse racing. In short, the revenue directly goes to the government and is set aside for developmental projects like improvement of infrastructure, education, and events.

The best casinos like Playluck, Karjala, Pelaatan, Kassu, and Caxino are some of the sites you will enjoy betting.

History of online casinos in Finland

Gambling has been around since the 1920s, or put, before the Second World War years and even then, it was under the government's strict surveillance. In these times, the first game to win the gamblers was the slot.

Private businesses or groups were keen on developing this business. But the government was far from happy about it. In 1933, this led them to start the charitable organizations to give a license to operate the slot machines.


Soon enough, by 1938, the RAY or Raha-automaattiyhdisty was set up, and the gambling guidelines were set up.

Veikkaus Oy was responsible for managing the national lottery, the proceeds of which would go into the developmental works in culture, sport, and science. The organization promotes pari-mutuel and horse racing by Fintoto Oy. The proceeds of this go to Suomen Hippos to take care of the horses that go into this racing.

As many as 6500 islands in the Baltic Sea are under the Finnish government purveyance. The RAY oversees the table games and slot games while granting it the monopoly. Fintoto Oy takes care of the pari-mutuel racing.

The lottery act

Then came the country’s fascination for the lottery. The Lottery Act regulates the funding to charities, including the revenues from three prime gaming operators.

It was in 1993 that the Lottery Act of Finland underwent a change and sought some changes. In 2002, the changes took place in the legislation. Though there are not many lottery games or huge jackpots available, the punters still love it.

Future of online casinos in Finland

In short, the country has created a regulated monopoly to protect everyone gambling. It is also to be noted that other countries do not allow Finnish organizations of PAF or RAY to work in their lands for this reason alone. The licenses are valid for at least 5 years, and the government may cancel the same.

The intention of the state-run monopoly is genuine, and it helps in taking the development of the country’s infrastructure forward. The Finnish people are, on the other hand, rank high with gambling problems. It is also found that the biggest players facing gambling issues are those who bet on slots. Lottery tickets are easily available and are one of the big contributors to problem gambling as well.

Other laws

The other laws to help in this Act are Government Decree on Lotteries (1345/2001) and the Government Decree on Games operated by Veikkaus Oy (1414/ 2016).

Other decrees include the Government Decree on the Advisory Board on Gambling (658/2017), and the Finnish Criminal Code of 39/1889, the Consumer Protection Act of 38/1978, and others. Since the state government only handles casinos and all operations, there are no specific licenses in place.

Veikkaus Oy has few regulations and laws to follow like the State Shareholdings and Ownership Steering Act of 1368/2007, the Act on Financing of Education and Culture (1705/2009), Act on Discretionary Government Transfers (688/2001), and Act on Virtual Currency Providers (572/2019).

The Relevant Products also have to follow several acts and laws of the Finnish Criminal Code (39/1889), Consumer Protection Act (38/1978), GDPR, and Data Protection Act (1050/2018). Besides these, it also needs to adhere to the Act on Preventing Money Laundering and Terrorist Financing or AML Act of (444/2017) and the Act on Electronic Communication Services (917/2014).

Finnish players favorite casino games

Finnish gamers looking for a fully-functional licensed site will find plenty of exciting games like slots, table games, and sports. They will be able to bet in internationally popular slots by top game developers like Microgaming, NetEnt and more. They can look out for the games like Starburst, Lara Croft Temples and Tombs, Mayan Magic, Reel Rush 2, and more.

PAF and RAY run the casino sites across Aland Province and the 6700 islands of the Black Sea. The Finish government rules and the European Union have many differences as the EU finds the country too restrictive. But ensure that every casino you play in has a license from the state government.

There are no laws that prevent the local Finnish gamers from betting with an unlicensed operator. So, gamers may play at any casino abroad too.

Finland has, however, been strict with the unlicensed local sites and prevents any illegal gambling. It does not allow players to advertise in the Finnish media. The Act on Money Laundering would come to force between 2019 and January 2022.

How review the best online casinos in Finland

Finland holds the top position in betting and gambling in slots, sports betting, and table games. The country is also strict about laws on lotteries and more. The laws are quite strict for the land-based as well as for the online sites.

The Finnish gamers have more than one option to choose from for playing, including sites from Finland and beyond. We recommend players read our helpful guidebook and understand how we rate sites, based on their licenses and security, and other features.

The internet is full of sites that may be licensed or unregulated. To ensure you get to play only in the regulated ones, we have created a handy guide for you not to take any risk.


The first thing we focus on while checking a site from Finland is by checking its license. It should be ideally under the governance of Veikkaus Oy.

The site should also have a strong and latest security protocol and not allow third-party intervention in their customer data. It should be compliant with PCI for the safety of the customers when they deposit.

They should not fear while depositing or withdrawing. These licensed and government-run sites should be safe to use. In case you are opting for foreign sites, look for UKGC or Malta licenses in them to go ahead and bet.

Customer support

The site gets 24-hour support, and ideally, all local sites offer this in the local language. Still, if you are a Finnish player, we recommend checking this aspect while selecting any foreign site to play. You may even get a Finnish language option to convert the site to your convenience.

The site should have a live chat to help in answering queries. If you have elaborate issues playing the games or withdrawals, we recommend you go for mailing to the sites. They should even have telephone support for the gamers.

Software and language support

We provide reviews of the best games you may check out at casinos. However, we also recommend you to play in sites offering games from some of the most popular developers like Microgaming, NetEnt, or Blueprint Gaming.

These are the leaders in software and innovation, and hence you will not feel bored. Many sites even have exclusive titles in each category from these vendors, and they are equally cool. Look for special discounts or bonuses and tournaments that many sites may offer.

It is always better to check out the number of games and the categories they offer. Ideally, a legitimate site should offer slots, live casino, sportsbook, table games, and more. There should also be Bingo, Keno, and other instant games like craps and scratch cards.

VIP Program

We all love to receive some special care and royal treatment. This offers a VIP program and benefits befitting a king! The VIP Program comes with a Loyalty program, and it is definitely worth your time. The VIP membership might be via invitation or by climbing up the levels as you bet. The rewards could be VIP bonuses that include special cash backs, daily rebates, and exclusive birthday and anniversary gifts.

Fast payout system

We feel that every Finnish player should get fast payouts. This is not just in the case of cryptocurrencies but even for other payment methods. So, players from Finland will not find anything less here. Remember that the Veikkaus Oy slots offer poor RTPs.

Bonus and promotions

We also check the best promotions for you so that Finnish gamers only get the best deals. There are welcome bonuses and a regular assortment of promotions that every casino gives these days to all players and people from across Finland. There are different rewards for VIP members.

Payment options

The Finland-based casinos accept and make payments via regular debit cards, credit cards, e-wallets, bank transfers, and even cryptocurrencies. Siru Mobile is a mobile-bill based deposit system. Other methods include Neteller, Euteller, and Skrill.

Legalized commercials

Only Veikkaus Oy may promote or advertise gambling through any medium. They ensure responsibility, and though many sites may unscrupulously advertise, it is unethical. Minors are strictly prohibited from betting, and so Veikkaus Oy makes sure to restrict any advertisement. They also offer responsible gambling suggestions.

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The Legality of Finnish Online Casinos

The Legality of Finnish Online Casinos

Finland is often considered one of the happiest nations in the world. The Finns are blessed with high income, top-quality education, and working healthcare systems. But Finland is also a haven for some of the best online casinos. Finnish online casinos offer players attractive bonuses in addition to huge payouts.


Can I win real money in Finnish casinos?


Like in any casino abroad, even the Finnish casinos will offer you real money cash prizes. However, please do not ignore the wagering requirements you will have to fulfill before withdrawing any winnings.

How long does it take to receive any winnings?


The gamers will have to notice that the local casinos from Finland are not slow in paying out. They are run by the government, so they do not cause any problems in paying in time. So, expect the fast payouts in most games and less of any fraudulent dealings within 3 business days.

Are there any withdrawal fees for Finnish Players?


The casinos in Finland do not have any additional fees for depositing or withdrawing. The government runs these casinos, and so everything already goes directly to the treasury.

Are online casinos in Finland safe?


Yes, the casinos in Finland are safe to play and bet. They will pay in time, and they follow all the local rules to perfection. However, the gamers from Finland looking outside to play on foreign sites will need to be cautious.

Which banking options can I use?


The gamers from Finland use the pay by phone bill option through Siru Mobile. Besides these, they use Muchbetter Mastercard and even prefer Euteller, among others. They even accept payments via Bitcoin.

Can I play with Finnish Euro at casinos?


Yes, many foreign casinos accept the Finnish Euro as they welcome them to play online. The local sites allow you to bet using this currency.

What payment methods are available for online casinos in Finland?


The Finnish payment methods available for punters are debit cards, e-wallets, Bitcoin, Bank transfers, and debit cards. The banks may charge you some transaction fees, and this you would need to check before signing up. Many sites may charge their rates. Each site has its banking partner and option that you will need to check before you opt for any.

Can we expect bonuses?


Players from Finland will be able to avail the bonuses just as any other players. However, they get all the welcome bonuses, reload bonuses, and referral bonuses in time. They will have to ensure to take care of the wagering requirements and fulfill the same before withdrawing the amount.

Can we play for free?


Yes, the casinos from Finland have games for you to play for free or for real money. If you are struggling to make, ends meet at the end of the month, opt for free games. Bet for real money if you have enough cash. You may play for real money if you are sure of the game play.

However, if you find that the game is new and you will need some practice ahead of betting for real money, go for the demo mode. Many sites offer free games as a part of the welcome offer. This is helpful as you may not even have to register anywhere to try a few spins and see how the game goes. You shouldn't take risks with unregulated sites in particular and read their terms and conditions page thoroughly.

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