Do I Need to Pay Taxes on Online Gambling Winnings in Sweden?

As long as you are playing at a casino site that is licensed to serve Swedish players, you will not have to pay any taxes on your gambling winnings, regardless of amount. If your winnings are earned at an unlicensed casino or a casino not located within the European Economic Area, such as the United States, you will be subject to taxation. Operators have to pay 18% tax on all profits generated from the Swedish player base.

Can I Play With Swedish kronor at Online Casinos?

Yes. Swedes make up a large portion of the online casino gamer base. Therefore, most leading online casino brands offer their services in Swedish, carry a Swedish gambling license, and allow the use of SEK as a primary account currency.

Can I Play For Free at Swedish Online Casinos?

Absolutely, playing for free is allowed at most, if not all Swedish online casinos. This does not mean you will earn any winnings, unless you have claimed a no deposit bonus, but playing for fun is available on most online casino games. Games by Net Entertainment, the most popular iGaming software provider, and incidentally of Swedish descent, are all available for “Fun Play”, and their games are mirror images of their real money counterparts. This makes room to explore new games at no risk before trying them out with real money.

Can I Expect Bonuses at Swedish Online Casinos?

Yes. Bonuses and online casinos go hand in hand, especially for Swedish players. As Swedes are frequent online casino visitors, operators go out of their way to impress players with generous promotions, most notably welcome bonuses that will often double or triple your bankroll in some cases. In addition to welcome bonuses, you can expect free spins bonuses, cash back offers and additional promotions based on various holidays and times of year.

Are There Withdrawal Fees at Swedish Online Casinos?

Most Swedish online casinos do not impose any transaction fees for deposits and withdrawals. Your payment provider may incur some fees, however. Credit and Debit card companies have a standard minor sub-charge for each transaction, and also a currency conversion fee if applicable. The same can be said for e-wallets, but in most cases these fees are negligible and vary between 1% to 3% of your transaction value. Typically, Bank Transfers have high fixed fees and higher withdrawal limits. Therefore, this banking method is best avoided unless you have no other option.

What Do I Need To Do To Receive My Winnings?

All Swedish players are required to verify their identity prior to sending out a withdrawal request to their casino of choice. This process involves sending a photo/scan of your personal ID complemented by a photo/scan of a utility bill no older than 3 to 6 months to your casino’s support team. The entire verification process should take no longer than a few days, but we still recommend you initiate it as soon as you register with a new casino.

How Long Will It Take Before I Receive My Winnings?

Swedish gamers have the benefit of choosing between a myriad of e-wallets, which comes with blazing fast payout times, usually no longer than 24 hours. If using a Credit/Debit card or Bank Transfer, typical withdrawal times are 3 to 7 business days.

Which Payment Methods Are Available at Swedish Online Casinos?

The choice of payment options for Swedish players is massive for both deposit and withdrawal purposes. Your options range from standard Credit and Debit Cards and Bank Transfer to E-wallet and Prepaid Cards. We will list the most popular Swedish online casino payment providers. If fast transactions are your primary concern, then using e-wallets is the obvious choice. What’s more, e-wallets come with minimal fees, and a host of other benefits such as prepaid MasterCard cards and the ability to conduct transactions with other payment methods and the option of linking your bank account.

Best Online Casinos in Sweden: Top 10 Casino Websites 2023

Q: Is It Safe To Play at Swedish Online Casinos?

It is completely safe and legal to place online wagers at casinos licensed by the Swedish Gambling Authority. Technically, it is not illegal to also play at online casinos licensed by the Malta Gaming Authority and/or UK Gambling Commission. However, this may soon change as Sweden has proven to be highly proactive in enacting gambling legislation in the past.

Online casinos in Sweden

Online casinos are legal in Sweden, with the minimum legal age being 18+. Every online casino licensed by the Swedish Gaming Authority is free to offer its casino and sports betting services to Swedes, and as such you can have your pick between hundreds of respectable online casinos.

These casinos feature hundreds, if not thousands of games of all kinds, professional customer support, and a myriad of welcome bonuses that can double or triple your initial deposit. As you read on, you will learn more about the state of Swedish online casinos.

However, if you are looking to play right away, have a look at our list of recommended casinos that have been licensed by the SGA. These casinos have already been pre-approved by our team of experts. You can also look at individual casino reviews to get more details before making your choice.

Software and gaming selection at Swedish online casinos

Sweden is home to some of the industry’s leaders in terms of casino gaming, such as Net Entertainment and Evolution Gaming.

What’s more, all Swedish casinos boast bountiful gaming libraries often consisting of 1000+ top-quality modern games scattered across every imaginable category.

Slot Machines

Classic Slots, Video Slots, and Progressive Slots are all on the menu in great abundance at Swedish online casinos. All of these game types carry unique benefits. Classic Slots will remind you of the older times of gambling, while still paying out at excellent rates.

Video Slots will dazzle you with state-of-the-art graphics and bonus features, whereas Progressive Slots can make you a millionaire overnight. All of these game types can be enjoyed as a Swedish player in great abundance.

Table Games

Slots make up the lion’s share of each casino’s gaming library, but Table Games are just an important to include, which Swedish online casinos are well aware of.

This is why you can enjoy all the popular titles such as Blackjack, Roulette, Baccarat, and Poker in their most basic forms and via dozens of innovative game variants to add extra spice to your gaming sessions.

Video Poker

Video Poker games are not the most popular casino game across Europe, but many players still prefer them from time to time. This is why Swedish casinos often feature the most popular titles such as Jacks or Better and Deuces Wild, but many also boast more than 20+ Video Pokers on display.

Live Casino

The Live Casino is an immersive online gaming experience of unparalleled value for what it does. Swedish casinos, often powered by the tried-and-true Evolution Gaming, excel in this field of gaming.

Gamers can enjoy virtually limitless tables of the finest Table Game variants around, all complemented by a variety of betting options, high-definition streams, and the ability to interact with the dealers and presenters.

Swedish player's favorite games

Swedes have been fond of many forms of gambling throughout the years. Throughout the 18th, 19th, and 20th centuries, greyhound race betting and lotto were highly popular, but also games of skill in the likes of Blackjack and Poker.

Today, in the age of Internet gambling, Swedes enjoy all types of games, but many of them love slot machines. Indeed, the modern video slot is a global favorite. The game’s aesthetics, payout mechanics, and fast-paced, exciting gameplay are too good to pass up on for gambling enthusiasts. In fact, the industry’s most esteemed gaming providers all come from Sweden. Companies such as Play N Go, Evolution Gaming, and Net Entertainment, are names that will be familiar to any online gambling enthusiast.

These gaming providers are most familiar with the production of the most popular video slots and progressive jackpots in the industry, whereas Evolution Gaming is the number provider of live dealer tables across European online casinos.

What’s more, popular European and even UK brands have their roots in Sweden but were forced to move their headquarters elsewhere due to the country’s previous legislative restrictions. One such case is the mega-popular Mr. Green casino.

Across online casinos, Swedish players can enjoy bonuses and a variety of games such as:

Classic and Video Slots
Progressive Jackpot Slots
Blackjack
Roulette
Baccarat
Keno, Bingo, and Lottery
Sports Betting

Recently, there has also been an uprise in the use of mobile casinos. Our team of mobile casino Swedish experts is constantly reviewing the best mobile casinos in the country, so check it out today.

History of gambling in Sweden

Sweden has a long gambling history that dates back to the age of the Vikings. There is even a story that tells Sweden settled a land dispute with their neighbors Norway by using a game of dice, back in the middle ages. Gambling devices were found that even go as far back as 200 A.D., but it is unclear whether these items were used for gambling or other purposes. In the 15th century, records show that Swedes enjoyed card games of skill as a form of entertainment.

The 18th century marked the opening of the country’s first land casino, but they were soon outlawed in the 19th century, in an initiative started by the church, due to moral reasons. The ban didn’t last too long, however, as lotto and race betting were legalized in the 1950s, which reinvigorated gambling in the country.

In 1999, efforts by various lobbying groups resulted in the legalization of land casinos, which was followed by the legalization of online gambling not long thereafter – in 2012.

We will continue discussing the legal status and details of Swedish gambling legislation as you read below. We will also answer the most important question of all: Is it legal to gamble online as a Swedish citizen?

Are casinos legal in Sweden?

It is completely legal to gamble at online casinos licensed by the Swedish Gaming Authority, the age requirement is 18+. Also, it is legal to gamble at 4 of the country’s land casinos, as long as you meet the age requirement of 20+.

Sweden is one of the most progressive countries in the world, but their regulations in terms of gambling have had many flaws over the years, which changed for the better only recently, in 2019.

Land casinos have been legal in the country since 1999, and to this date, there are a handful of land casinos operating on Sweden soil. Online gambling has been legal in the country since 2002, which is quite a rarity these days.

Online casino license in Sweden

Only two companies had the license to offer online gambling services to players, which formed sort of a monopoly. This was against the spirit of EU laws, and in 2019, a new bill was introduced that liberalized the market. Up until 2019, Swedish players would gamble at off-country-based European online casinos licensed by the Malta Gaming Authority, Cyprus, UK Gambling Commission, and the likes.

As of 2019, operators who seek to offer their service to Swedish citizens must acquire a license from the newly-found Swedish Gaming Authority (SGA). As this new bill passed, it became strictly illegal to gamble at online casinos not licensed by the SGA, regardless of the country they are based in.

The good news is that, unlike many countries’ proprietary licensing bodies, the SGA license is easier to acquire. What’s more, considering Swedes love online gambling, many of the top European online casinos have quickly acquired a Swedish Gaming Authority license.

Bottom line, before playing at an online casino, make sure it is licensed by the Swedish Gaming Authority. You can easily check this at the bottom of each casino’s website, where they list all their licenses. Online casinos offering their services to Swedish residents must pay an 18% tax on all profits derived from Swedish players.

Safe gambling in Sweden

The new online gambling bill is much more than an attempt to rake in online gambling profits by way of tax. The government wants to make sure that players can gamble at safe, secure websites with strict regulations going towards that. As such, gambling operators that seek to acquire a Swedish gambling license must adhere to the following rules:

Clearly state the terms and conditions of each bonus offer
Only one welcome bonus is allowed to be offered to customers
Reoccurring promotions are not allowed, which leads to players who love bonuses constantly seeking out new online casinos
Swedish players must have the ability to set deposit limits
Swedish players must be able to close their accounts at will

The introduction of the Swedish Gaming Authority also induced a form of “master-reset” at all online casinos, as long as Swedes are concerned, resetting all bonus offers and treating all Swedes as new players, regardless if they had a prior account at the casino.

This means that if you’ve claimed a bonus at Rizk Casino, for instance, while it was still licensed by the MGA and UKGC, you can now claim the same bonus again following the casino’s acquisition of a Swedish Gaming Authority license.

In terms of land casinos, there are only 4 of them on Swedish soil, and they all share the same name – Casino Cosmopol. They can be found in the cities of Malmo, Gothenburg, Sundsvall, and Stockholm, and the minimum entry age is 20 years. At these casinos, you can find hundreds of slot machines and dozens of tables of games of skill, such as Blackjack and Poker.

The Casino Cosmopol in Gothenburg is the largest by far, boasting 343 slot machines and 41 table games.

What is Mobile BankID?

Mobile BankID is an e-identification document linked to one's bank account number and birth number. This virtual identity document proves the user's identity when making online transactions, just like a regular identity card. BankID was launched in 2010, and it's one of the most popular e-identification documents used in Sweden.

With over 94% of internet users over the age of 18 in Sweden using this document, the Mobile BankID is commonly used by casino players to identify the player at a gambling site with a bank ID.

To use the BankID as a payment option at popular Swedish online casinos, one needs to identify a casino that supports verification with bank identification. First, however, it's essential to read through the casino's reviews before deciding on the gambling site. The next step is to register or play directly using the bank identification.

To use the Mobile BankID, download the BankID security app to a mobile device, login to the preferred internet bank, and finally activate the Mobilt BankID. One only needs to log in once. After successfully linking the bank account with the app, one can quickly identify with a casino that supports BankID when performing future transactions. Some banks operating in Sweden that support BankID include Danske Bank, Nordea, and Forex.

Benefits of using Mobile BankID at an online casino

With new Swedish game regulations, many online casinos operating in the country have introduced banking identification helping do away with the traditional registration process for new players and as a new payment method. The following are some of the benefits of using Mobile BankID to casino players.

Mobile casinos with BankID helps a player skip the traditional registration process, which can be at times long. This makes the gaming experience much easier and more entertaining. In addition, some casinos have a lengthy withdrawal process. Still, online casinos that have added BankID as a payment method make the withdrawal process easy, fast, and secure.

Online casinos with BankID allow the player to play casino games directly by clicking on "Play." A player only needs to click on the bank that one uses for internet banking and enter the social number linked to the bank identification document. However, this does not mean that one can play at the online casino without registering, just that the process is simplified.

Only casinos that have a Swedish operating license support BankID. This means that Mobile BankID is a safe and secure way to make payments at an online casino; hence, third parties cannot access the player's banking information. Also, it's the player who initiates and confirms payments through the app on their mobile device.

How we select the best Swedish online casinos

The Swedish player base is one of the largest and most active in Europe. Thus, the number of online casinos that quickly acquired a Swedish Gaming Authority license is too many to count. As a beginner to online gambling, making a choice on where to play may be difficult. You may make your choice on a whim, or one based on the many TV ads circulating the country’s media.

Fortunately for you, our team of reviewers go through each Swedish online casino and inspect their services from top to bottom, so that you can focus more on gaming, and less on decision making. As you read on, you will learn more about our review process, and the general status of Swedish online casinos in terms of the most important criteria we look at.

Security of Swedish online casinos

The Malta Gaming Authority and UK Gambling Commission have often been lauded as the industry’s most respected and trustworthy regulatory bodies. This stands true to this day, but as a Swedish player, the fact that the country has its domestic licensing body is even more reassuring.

The Swedish Gaming Authority has strict standards for new online casinos looking to acquire this license. Moreover, they have a long list of criteria that ensure Swedish players are treated well and can enjoy smooth online gaming sessions.

Operators who risk disobeying the rules of the SGA risk heavy monetary punishments, legal prosecution, and even removal of their license.

Language of online casinos in Sweden

All Swedish online casinos licensed by the SGA are available in the country’s domestic language and offer the SEK as a currency.
Many of them are also available in English and other Nordic languages.

Customer support at Swedish online casinos

Customer support is an essential cog in the online casino machine, and it is without exception the first thing we look at when reviewing an online casino.

The way a casino treats its customers tells us many things. The good news is that Swedish online casinos boast some of the finest customer support teams on the market, and the large majority offer 24/7 customer support via live chat – 7 days of the week. Swedes can also resort to customer service via telephone support and e-mail.

Bonuses for Swedish online casino players

Swedish gamers love online casinos, and they sure love bonuses, a fact which Swedish online casinos are well aware of. This is why when marketing their casinos via Internet mediums and TV ads, the bonus is often the advertisement’s focal point.

In most cases, these bonuses are well worth your money. Sure, they are not exactly “free money”, as they have to be wagered.

However, more often than not, the wagering requirements and relevant bonus terms for these offers are fair and make room for a seamless wagering process.

Ultimately, bonuses are worth claiming, and as a Swedish player, you can enjoy massive welcome bonuses at every casino you decide to join. These welcome bonuses can boost your first, second, third, and even fourth deposit by a significant margin.

Unfortunately, the Swedish Gaming Authority restricts casinos from granting players any bonus besides the welcome bonus. On the flip side, these bonuses are always the most value out of all promotional offers you can claim, meaning not much is lost by this rule.

Welcome Bonuses

The Welcome Bonus is the number one bonus in the eyes of many gambling enthusiasts, and rightfully so. This bonus is often the most valuable bonus type you can claim out there, matching your initial deposit/s by a significant margin up to €100, €200, €300, or even €500. However, rather than the bonus sum, what’s more, important in a welcome bonus are the bonus terms, which are generally extremely fair to Swedish players, allowing you to easily wager your bonus and come out ahead.

Free Spins Bonuses

Free Spins are popular bonus types frequently presented to Swedish players. However, as reoccurring promotions beyond the Welcome Bonus are not allowed to be offered to Swedes, Free Spins will always be bundled up with the Welcome Bonus.
For instance, you may be presented with an offer that will match your deposit by 100%, coupled with 100 Free Spins to boot.

No Deposit Bonuses

No Deposit Bonuses are often offered to Swedish customers, as this player base is one of the largest around. A No Deposit Bonus may offer you a small sum of cash - €10, or come in the form of Free Spins, such as 20 Free Spins on a NetEnt game.

These bonuses, obviously, require no deposit on your part. Thus, they a risk-free way of trying to wager some bonus cash and come out ahead, while also exploring the casino in question.

Top-rated Online gambling sites in Sweden

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