In baccarat, players are dealt two cards, usually face up, and they must decide whether to draw a third card or not. Players have the option of making three different bets: a ‘player’ bet, a ‘banker’ bet, or a ‘tie’ bet. In Iraq, players must place all bets before any cards are dealt.
The value of each hand is calculated by adding the values of the cards together and taking the last digit of the total value. For example, if the player has a six and a seven, their total value would be thirteen, which gives them a final hand value of three. Aces are valued at one and all face cards are worth zero.
If the total value of either the player’s or the banker’s hand is eight or nine, they both stand. If not, the player draws a third card depending on the following rules: If their total is five or less, the player draws a third card, if their total is six or seven, the player stands.
The banker then draws a third card based on the player’s total hand value: If the player’s total is between zero and two, the banker draws a third card without looking at their own total; if the player’s total is three or four, the banker draws a third card if their total is 0, 1, or 2, and stands if their total is three, four, five, six, or seven; finally, if the player’s total is five, six, or seven, the banker draws a third card if their total is 0, 1, 2, 3, 4, or 5, and stands if their total is six or seven.