The Best 10 Online Casinos in Montenegro

Our Top 3 Recommended Online Casinos in Montenegro for December 2025

We have identified three established online casinos that accept players from Montenegro: 1xBet, Ritzo, and Betsson. Below you will find concise profiles of their current welcome offers, game catalogues, and practical details. Promotions can change, so always check the latest terms on the casino’s website and make sure you are gambling legally in your location.

1xBet

1xBet operates under an international licence and combines a large casino lobby with sports betting. New customers can usually choose between a sports or casino welcome offer. The well-known sports bonus is a 100% match up to €100, credited on the first deposit of at least €10, and must be wagered 5× in accumulator bets with minimum odds of 1.40 on at least three selections.

Ritzo

Ritzo is a Curacao-licensed online casino focused on slots and live dealer content. Its welcome package can reach €1,000 across the first five deposits plus 300 free spins, with many campaigns promoting no-wagering free spins. Most matched-deposit bonuses, however, use wagering requirements around 45× the bonus (sometimes bonus + deposit), so it is important to read each offer’s page carefully.

Betsson

Betsson is a long-running European brand licensed by the Malta Gaming Authority. Its current casino welcome package offers a 100% match up to €100 plus up to 300 free spins, triggered by a first deposit of at least €10. The matched deposit must usually be wagered 35× within a limited time window before bonus funds can be withdrawn.

How We Rate and Rank Montenegrin Casinos

When we review online casinos that accept players from Montenegro, we follow a consistent checklist. This helps us compare sites fairly and highlight those that meet higher standards.

Safety

We verify that Montenegrin online casinos hold valid licences from recognised regulatory bodies, such as the Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC) when applicable. We also assess the use of SSL encryption to protect players’ personal and financial information.

Registration Process

We evaluate the registration process to ensure it is clear and efficient, allowing players to sign up and verify their accounts without unnecessary steps.

User-friendly Platform

We assess the casino’s website design for intuitive navigation, fast loading times, and mobile compatibility so that games and key sections are easy to reach on any device.

Deposit and Withdrawal Methods

We examine the availability of secure and convenient payment options, including credit cards, e-wallets, bank transfers, and cryptocurrencies. We also consider transaction fees, processing times, and withdrawal limits.

Bonuses

We analyse the types and sizes of bonuses offered, such as welcome offers and free spins, along with their wagering requirements and other terms. Transparent and realistic conditions are ranked more favourably.

Portfolio of Games

We look at the game line-up and quality, with a focus on table games like blackjack, roulette, and baccarat, and check that they are supplied by reputable software developers.

Player Support

We assess the availability and responsiveness of customer support channels, including live chat, email, and telephone, and note how quickly issues are resolved.

Reputation Amongst Players

We consider player reviews and feedback to gauge the casino’s reputation, paying attention to recurring issues such as delayed payments or unclear account actions.

Land Casinos to Visit in Montenegro

Montenegro has positioned itself as a regional hub for land-based casino tourism, with several venues concentrated around Budva’s coastal resorts. Below are three prominent casinos, including their locations and practical details for planning a visit.

Merit Casino Royal Splendid

Merit Casino Royal Splendid operates on the tenth floor of the Splendid Conference & Spa Resort in Bečići, just outside Budva. The casino offers a mix of slot machines and live tables for roulette, blackjack, poker, and baccarat, with panoramic views over the Adriatic. TripAdvisor lists the casino as open 24 hours a day, making it a popular option for late-night play.

Maestral Resort & Casino

Maestral Resort & Casino is located in Pržno, between Budva and Sveti Stefan. It combines a seafront resort with a casino that features slots, electronic roulette, and classic table games such as blackjack and poker. The venue is frequently mentioned in regional guides as one of the main gambling centres in Montenegro and typically operates around the clock.

Merit Casino Avala

Merit Casino Avala sits inside the Avala Resort & Villas complex, just steps from Budva’s Old Town and marina. The casino floor includes over 100 slot machines and more than 20 table games, with live roulette, blackjack, baccarat, and poker. Tourist listings emphasise its central location on Mediteranska street, making it easy to combine with an evening in the Old Town.

Bonuses for Montenegrin Casino Players

Online casinos in Montenegro offer several bonuses to attract and retain players. Understanding these bonuses and their wagering requirements helps you judge which offers are worth claiming.

Wagering Requirements

Wagering requirements specify how much must be staked before bonus-related winnings can be withdrawn. In Montenegro, many casinos set wagering between 30x and 50x the bonus amount. For example, a €100 bonus with a 40x wagering requirement means you need to wager €4,000 before cashing out. Always review the terms to see if the turnover target and time limit are realistic.

Common Bonus Types

• Free Spins: Spins on slot games without using your own funds. In Montenegro, free spins are often tied to welcome packages or promotions, with amounts ranging from 10 to over 100 spins.
• Welcome Bonus: Aimed at new players, this bonus usually matches the first deposit by a fixed percentage. Offers around 100% up to €500 are common and may be combined with free spins.
• No Deposit Bonus: Provides funds or spins without requiring a deposit. Amounts often fall in the €20–€50 range but usually carry higher wagering requirements, sometimes 30x to 60x.
• Referral Bonus: Awarded when you invite new players who register and deposit. The bonus can be a fixed sum or a percentage of the referred player’s first deposit.
• VIP Bonus: Targeted at regular players and members of loyalty schemes. These may include higher match bonuses, special reload offers, or exclusive promotions.

Always read the terms and conditions, including game restrictions, maximum wins, and expiry dates, before opting in to any bonus.

Best Online Casino Games in Montenegro

Online casinos in Montenegro feature popular table games, slots, blackjack, roulette, video poker, and dice-based titles. Minimum and maximum bets differ by game and platform, so it is important to check limits in the lobby before you start playing.

• Slots: Slots are the most played games in Montenegrin online casinos. Libraries include classic three-reel slots and newer video slots with bonus rounds and themed features. Progressive jackpots are also available at some sites, offering higher top prizes than regular games.
• Roulette: Roulette is based on predicting where the ball will land on a spinning wheel. Online casinos typically offer European and French roulette, with rules and odds shown clearly in the game info.
• Blackjack: Blackjack is a card game that mixes chance with basic strategy. Players try to beat the dealer’s total without going over 21. Many casinos offer multiple variants with different side bets and table limits.
• Video Poker: Video poker uses draw-poker rules where players receive a hand, choose cards to hold, and draw replacements. Titles differ by paytable and winning combinations, so checking the help section for RTP and rules is advisable.
• Dice Games: Dice games, including craps and simpler dice-based titles, let players bet on the outcome or combinations of dice rolls. Online versions often include clear tutorials and multiple bet types.

Most Popular Online Casino Software Providers in Montenegro

Montenegrin online casinos work with leading software providers to supply their game catalogues. Notable developers include NetEnt, Evolution Gaming, Microgaming, IGT, and Play’n GO. These companies provide slots, table games, and live dealer content with stable performance, clear interfaces, and support for desktop and mobile play.

Casino Payment Methods Supporting Euro (€)

Online casinos in Montenegro offer several payment methods that support transactions in euro (€), including local bank transfers, cryptocurrencies, and e-wallets. Depositing and withdrawing funds usually involves selecting a method in the cashier, entering the required details, and confirming the transaction. Processing times and fees vary by option.

• Hipotekarna Banka Transfer: Hipotekarna Banka supports bank transfers that can be used for casino deposits and withdrawals. Limits depend on both the bank and the casino. Processing typically takes 1–3 business days, and fees follow the bank’s tariff.
• Crnogorska Komercijalna Banka Transfer: Crnogorska Komercijalna Banka offers bank transfer services for online payments. Minimum and maximum amounts are set by the bank and casino, with standard processing times of 1–3 business days. Applicable fees are defined in the bank’s pricing list.
• Lovćen Banka Transfer: Lovćen Banka also facilitates bank transfers for online gaming deposits and withdrawals where permitted. Limits and processing times are similar, with most transfers completed within a few business days.
• Bitcoin: Bitcoin is accepted at some online casinos open to Montenegrin players. Minimum and maximum amounts differ by site. Transactions are generally confirmed within minutes, though network conditions can affect timing.
• Payeer: Payeer is an e-wallet that supports euro payments. Deposits are normally processed instantly, while withdrawals can take up to 24 hours once approved by the casino. Fees depend on both the casino’s policy and Payeer’s own charges.

Gambling Laws in Montenegro

Montenegro’s gambling industry is regulated by the Games of Chance Act. Recent amendments introduced an approval-based licensing system in place of the earlier concession model. The rules require real-time digital monitoring of gaming systems, mandatory player identification, and, for certain services, video verification.

Online gambling is legal in Montenegro. Operators must obtain a specific licence for online gaming, which is available only to companies that already hold a land-based gambling concession. In practice, online licences function as extensions of existing land-based approvals.

The updated law applies a 10% tax on net gaming revenues for online operators. Winnings above a set threshold are subject to personal income tax at the point of payout. The rules also include restrictions on gambling advertising, including time and location limits, and oblige operators to contribute to gambling-addiction treatment programmes and undergo regular audits from the Ministry of Finance.

Are There Any Taxes on Gambling Winnings in Montenegro?

Yes, Montenegro charges personal income tax on gambling winnings that exceed a defined tax-free amount. The taxable part of the win is subject to a 15% rate, and the tax is normally deducted at the point of payout. For example, if you win €500 and the first €300 is tax-free, the remaining €200 would be taxed at 15%, leading to a €30 deduction. Players should keep records of winnings and contact a local tax adviser if they need guidance on reporting requirements.

Solutions to Common Problems in Montenegrin Online Casinos

Players in Montenegro may face certain issues when using online casinos. The table below outlines frequent problems and practical solutions.

By addressing these points early, players can reduce risk and keep their online gambling within legal and practical boundaries.

Player Protection and Responsible Gambling in Montenegro

Montenegrin online casinos must follow rules designed to protect players and reduce gambling-related harm. The updated Law on Games of Chance requires real-time digital monitoring, mandatory player identification, and video verification where applicable. Operators must also apply anti–money laundering procedures and ensure that games work according to published rules.

To support responsible gambling, Montenegrin online casinos typically offer:

• Self-exclusion options: Players can temporarily or permanently block access to their accounts.
• Deposit and spending limits: Tools that cap how much money can be deposited or wagered over a set period.
• Time management features: Reality checks and session timers that show how long a player has been active.
• Access to support services: Links and contact details for organisations that help with gambling-related issues.

These measures are intended to help players stay within personal limits and seek assistance if gambling starts to cause financial or emotional problems.

Conclusion

In this article, we have highlighted three online casinos—1xBet, Ritzo, and Betsson—that accept players from Montenegro and offer different mixes of games, payment methods, and support options. We also outlined the criteria we use to evaluate these platforms, along with key points on law, taxation, and player protection. For a broader selection of the best online casinos available to Montenegrin players and users in other countries, visit our curated listings on OnlineCasinoRank.