The Best 10 Online Casinos in Zambia
Online gambling in Zambia is permitted when operators are properly licensed, and many international brands also accept Zambian players. Because the local framework for online gambling is still developing, it is important to focus on sites that follow Zambian rules, apply strong security, and handle withdrawals transparently.
At OnlineCasinoRank, we review online casinos that accept players from Zambia, focusing on licensing, security, game selection, payment methods, and overall user experience. Our content is informational only and does not replace local legal or tax advice. Continue reading to explore online casinos available to Zambian players and the key points to check before opening an account.
Top-Rated Online Casinos in Zambia
Best Zambian Casinos by Category
Zambian players can access a mix of locally focused and international online casinos, each with different strengths. The categories below explain what to look for in each type of platform before you deposit or open an account.
Best Zambian Real Money Online Casinos
Real money online casinos available to Zambian players offer stakes and payouts in currencies such as ZMW, USD, or EUR. These platforms usually provide a variety of games, including slots, table games, and live dealer titles. Before depositing, confirm that the casino holds a valid licence from a recognised regulator, supports secure payment methods, and clearly explains its verification and withdrawal rules.
Zambian Online Casinos with the Best Payouts
Casinos with stronger payout potential feature games with higher Return to Player (RTP) percentages and straightforward withdrawal processes. Look for platforms that publish RTP information, work with reputable software providers, and state typical processing times and limits for withdrawals so you know what to expect.
Zambian Online Casinos for High Rollers
High roller casinos cater to players who prefer larger stakes and higher limits. These sites often provide VIP programmes, tailored bonuses, and priority support. Before committing, review maximum bet and withdrawal limits, VIP terms, and any extra checks that may apply to larger transactions.
The Safest Zambian Online Casinos
The safest options for Zambian players are casinos that hold clear licences, use SSL encryption, and submit their games to independent testing. They should also offer responsible gambling tools such as deposit limits, time-outs, and self-exclusion, along with transparent terms and privacy policies.
Best Zambian Online Casinos with Low Minimum Deposits
Casinos with low minimum deposits let players start with modest budgets, making them suitable for cautious or beginner players. Review the minimum deposit per payment method, any transaction fees, and the minimum withdrawal thresholds so you understand the full cost of playing with smaller amounts.
Our Top 3 Online Casinos Available to Zambian Players for December 2025
The examples below – Betwinner, 1xBet, and 22Bet – are international brands that currently accept players from Zambia and support ZMW or ZMW-friendly payment options. Their licensing is primarily offshore, although 22Bet also holds a local Zambian licence.
Availability, bonuses, and limits can change, so always check the latest terms, licence details, and country restrictions on the casino’s own website before creating an account. The information is for comparison only and is not a recommendation to gamble.
Betwinner
Betwinner accepts Zambian players and offers casino games alongside a large sportsbook. Its global welcome package can reach the equivalent of ZMW 23,000 over the first four deposits, with the first deposit typically matched 100% up to around ZMW 5,200, subject to 35x wagering on the bonus amount. Exact figures can differ by region, so Zambian players should always confirm the current ZMW limits.
The platform focuses on slots, table games, and live casino titles from multiple providers, and supports bank cards, e-wallets, and selected local and international payment options.
| Feature | Details |
|---|---|
| Welcome Bonus | Multi-step welcome package up to about ZMW 23,000 across the first 4 deposits |
| Wagering | Typically 35x on bonus funds (check the current bonus terms) |
| Minimum Deposit | Commonly around the equivalent of €1–€10; confirm local ZMW thresholds |
| Game Variety | Slots, table games, live casino, plus sports betting |
| Payment Methods | Visa, Mastercard, bank transfers, major e-wallets, and selected regional options |
| Customer Support | 24/7 via live chat and email |
| Mobile Compatibility | Mobile-optimised website plus Android app (iOS availability may vary by region) |
1xBet
1xBet runs a Zambia-facing site that accepts ZMW and promotes a 300% sports welcome bonus up to ZMW 6,300 for new players, with 5x wagering on accumulator bets of at least three events at minimum odds of 1.40. Casino promotions are offered separately and may have different wagering conditions.
The brand combines an extensive sportsbook with a large casino section and supports popular Zambian mobile money methods such as Airtel Money and MTN Mobile Money alongside bank cards.
| Feature | Details |
|---|---|
| Welcome Bonus | 300% sports bonus up to ZMW 6,300 for new customers (casino offers may differ) |
| Wagering | 5x on accumulator bets with at least 3 events at minimum odds of 1.40 |
| Minimum Deposit | From about ZMW 10–20 (exact amount depends on payment method and current terms) |
| Game Variety | Slots, table games, live casino, virtuals, and extensive sports betting |
| Payment Methods | Airtel Money, MTN Mobile Money, Visa, Mastercard, and additional e-payment solutions |
| Customer Support | 24/7 via live chat, email, and sometimes phone |
| Mobile Compatibility | Android and iOS apps plus a mobile-optimised website |
22Bet
22Bet accepts registrations from Zambia and offers both casino and sportsbook products. Local reviews describe a casino welcome bonus of 100% on the first deposit (minimum 20 ZMW), alongside a separate sportsbook bonus of 100% up to ZMW 2,300 with 5x wagering on accumulator bets of at least three events at minimum odds of 1.40.
Unlike many offshore brands, 22Bet Zambia is reported as licensed by the Zambian Lotteries and Betting Control Board, with specific sports and casino licence numbers listed in local reviews and on the brand’s materials.
| Feature | Details |
|---|---|
| Welcome Bonus | 100% casino bonus on first deposit (min 20 ZMW); 100% sports bonus up to ZMW 2,300 |
| Wagering | Sports: 5x on accumulator bets with ≥3 events at odds of 1.40+; casino terms vary by offer |
| Minimum Deposit | From 20 ZMW for many methods (confirm in the cashier) |
| Game Variety | Slots, table games, live casino, plus a full sportsbook |
| Payment Methods | Bank cards and e-wallets; some local and regional options where supported |
| Customer Support | 24/7 via live chat and email |
| Mobile Compatibility | Mobile-optimised site plus Android and iOS apps |
How We Rate and Rank Zambian Casinos
Safety
We prioritise the security of Zambian players by checking that casinos hold valid licences from reputable authorities and implement strong technical protections such as SSL encryption and secure payment processing.
Registration Process
We assess whether registration is straightforward, transparent, and backed by clear information on identity verification, helping players understand what documents will be needed before withdrawals.
User-friendly Platform
We evaluate design, navigation, and mobile performance to confirm that the platform works smoothly on common devices and internet connections in Zambia.
Deposit and Withdrawal Methods
We examine payment options that support Zambian kwacha (ZMW) or convenient foreign-currency methods, as well as processing times, fees, and minimum and maximum limits for both deposits and withdrawals.
Bonuses
We analyse the generosity and fairness of bonus offers, looking closely at wagering requirements, maximum win caps, eligible games, and time limits so players know what is realistically achievable.
Portfolio of Games
We focus on the variety and quality of casino games, especially table and live dealer titles, and consider the reputation of the software studios providing them.
Player Support
We assess the availability and responsiveness of customer support, giving preference to casinos that offer 24/7 live chat or fast email responses with clear, helpful answers.
Reputation Amongst Players
We look at player feedback and complaint patterns to gauge how each casino handles payouts, technical issues, and disputes, and whether it maintains a positive standing among its customers.
Land Casinos to Visit in Zambia
Zambia has a small number of land-based casinos, particularly around Livingstone and Lusaka. Facilities, opening hours, and even operational status can change, so always check current details directly with the venue or via up-to-date local listings before you travel.
| Casino Name | OnlineCasinoRank Rating | Location |
|---|---|---|
| New Fairmount Hotel & Casino | 2.8 / 5 | Livingstone |
| The Falls Casino | 2.4 / 5 | Livingstone |
| Majestic Casino | 2.4 / 5 | Lusaka |
| The Great Wall Casino | 2.4 / 5 | Lusaka |
New Fairmount Hotel & Casino
New Fairmount Hotel & Casino is centrally located in Livingstone and listed by casino directories as hosting a small gaming area with a handful of slot machines and limited or no table games. Information on current opening hours and contact numbers is inconsistent online, so it is advisable to confirm details directly with the hotel before visiting.
| Detail | Information |
|---|---|
| Opening Time | Not reliably published; check locally |
| Address | Livingstone, Zambia (central area) |
| Phone Number | Not consistently listed online |
| Parking | Typically on-site for hotel guests |
The Falls Casino
The Falls Casino in Livingstone is associated with Sun International’s resort complex near Victoria Falls and is listed at Mosi-oa-Tunya Road, Livingstone. Casino directories note a contact number of +260 3 321 122 and an associated hotel reservation line of +27 11 780 7810, but also indicate that the casino is no longer operating in its previous form.
| Detail | Information |
|---|---|
| Opening Time | Historically operated daily; some sources now state it is no longer active |
| Address | Mosi-oa-Tunya Road, Livingstone, Zambia |
| Phone Number | +260 3 321 122 (casino); +27 11 780 7810 (hotel reservations) |
| Parking | On-site parking at the resort complex |
Majestic Casino
Majestic Casino in Lusaka is listed by casino directories as offering a modest selection of slot machines and limited table gaming. Public sources provide very little verified information about its exact address, contact details, or current schedule, so you should treat any visit plans as tentative until you have confirmed directly with the venue or a local travel source.
| Detail | Information |
|---|---|
| Opening Time | Not specified |
| Address | Lusaka, Zambia |
| Phone Number | Not specified |
| Parking | Not specified |
The Great Wall Casino
The Great Wall Casino in Lusaka is another venue referenced in casino directories, though current information on its game mix, opening hours, and contact details is sparse. As with other Zambian casinos, operations may change over time.
| Detail | Information |
|---|---|
| Opening Time | Not specified |
| Address | Lusaka, Zambia |
| Phone Number | Not specified |
| Parking | Not specified |
Bonuses for Zambian Casino Players
Online casinos that accept Zambian players offer several types of bonuses to attract new users and reward existing ones. Understanding how these offers work is essential before you opt in.
Wagering Requirements
Wagering requirements dictate how many times you must bet the bonus (and sometimes the deposit) before withdrawing related winnings. In many Zambia-facing casinos, these requirements are often in the 30x–35x range. For example, a 1,000 ZMW bonus with a 35x requirement means wagering 35,000 ZMW before cashing out.
Key points to check include:
- Requirement Multiplier: Lower wagering is easier to complete.
- Game Contribution: Slots typically count 100% towards wagering, while table games or live casino titles may contribute less or not at all.
- Time Limits: Bonuses usually have a validity window, commonly between 7 and 30 days.
Common Bonus Types
- Welcome Bonus: Granted on the first deposit, often as a 100% match up to a set ZMW amount and sometimes combined with free spins. For example, some brands advertise matched deposits plus a fixed number of spins for new players.
- Free Spins: Spins on selected slot games, usually issued as part of a welcome package or reload promotion. Winnings may be converted to bonus funds and subject to wagering requirements.
- Match Bonus: Additional bonuses on later deposits, such as 50% or 100% matches up to a specified limit. These often have separate wagering and expiry conditions.
- No Deposit Bonus: Small amounts of bonus funds or spins added after registration without a deposit. These offers are less common and generally come with higher wagering and strict withdrawal caps.
- Sportsbook Bonus: For players who also bet on sports, some casinos offer free bets or deposit matches for the sportsbook, with separate terms from casino bonuses.
Always read the full bonus terms and conditions to understand wagering rules, eligible games, maximum winnings, and any country-specific restrictions.
Best Online Casino Games in Zambia
Online casinos serving Zambian players offer a variety of popular games, including slots, roulette, blackjack, video poker, and keno. Game rules, bet limits, and language options can vary by operator, so always check the lobby and game info screens before playing.
- Slots: Slots usually provide an average RTP of about 95–97% with medium volatility. Minimum bets can start around ZMW 1, with maximum bets reaching approximately ZMW 500 per spin. Titles are typically mobile-compatible and available in English, with themes ranging from ancient civilisations to classic fruit machines.
- Roulette: European Roulette offers an RTP of 97.3% and medium volatility. Table limits often range from ZMW 5 to ZMW 1,000. Both RNG and live dealer versions are common, and most are optimised for mobile devices.
- Blackjack: Blackjack can reach RTP values of around 99.5% when basic strategy is used, with generally low volatility. Minimum bets often start at ZMW 10, and maximums can go up to ZMW 2,000 or more, depending on the table.
- Video Poker: Video poker blends slot-style play with poker hand rankings. RTP varies by variant but can be as high as 99.5% on optimal paytables. Stakes typically range from ZMW 2 to ZMW 500 per hand, and games are usually mobile-friendly.
- Keno: Keno is a lottery-style game with RTP usually between 92% and 95% and higher volatility. Minimum bets can be as low as ZMW 1, with maximums around ZMW 200 per draw.
Most Popular Online Casino Software Providers in Zambia
Several reputable software providers supply games to Zambian online casinos, including:
- Pragmatic Play: Known for a broad portfolio of slots and live casino titles with regular new releases.
- Booming Games: Offers innovative slot games with distinctive themes and bonus features.
- Habanero: Provides slots and table games designed for smooth mobile performance.
- Skywind: Delivers a variety of slots and live dealer options with user-friendly interfaces.
- Evolution: Specialises in live casino games, including roulette, blackjack, and game shows streamed with professional dealers.
Choosing casinos that work with recognised providers helps ensure consistent quality and fair gameplay.
Casino Payment Methods Supporting Zambian Kwacha (ZMW)
Online casinos that accept players from Zambia often support various payment methods in ZMW, including mobile money, e-wallets, and cryptocurrencies. Deposits are usually instant, while withdrawal times depend on the method and the casino’s internal checks.
To deposit, select your preferred method in the cashier, enter the amount, and confirm. Withdrawals generally require a verified account; after approval, funds are sent back using a supported method.
- MTN Mobile Money: A widely used mobile money service that supports fast deposits and relatively quick withdrawals. Minimum deposits can be as low as 1 ZMW, with maximum deposits around 20,000 ZMW per transaction. Withdrawals are often processed within about 15 minutes, although fees or additional limits may apply.
- Airtel Money: Another popular mobile money option with similar minimum and maximum deposit ranges and withdrawal times to MTN Mobile Money. Transaction fees depend on Airtel’s tariff schedule and the casino’s own policies.
- Bitcoin: Bitcoin offers a decentralised way to fund casino accounts. Minimum deposits vary by operator but may start from the equivalent of a few ZMW. Withdrawals are processed after network confirmations, typically taking from several minutes upwards. Network and exchange fees can fluctuate.
- WebMoney: An international e-wallet service used for secure online payments. Casinos set their own WebMoney deposit and withdrawal limits; deposits are usually instant and withdrawals processed within a few hours, subject to WebMoney and casino fees.
- Jeton: An e-wallet solution that enables deposits and withdrawals in multiple currencies. Limits and processing times are defined by Jeton and the casino, with deposits typically instant and withdrawals taking a short review period.
If a transaction is declined or repeatedly fails, contact the casino or your payment provider and treat that as a restriction rather than trying to work around banking or platform controls.
Gambling Laws in Zambia
Gambling in Zambia is regulated under legislation such as the Betting Control Act and the Casino Act. The Betting Control and Licensing Board (BCLB) is responsible for licensing and supervising many gambling activities, including betting and casino operations.
Online gambling is generally allowed when operators hold appropriate licences. Unlicensed operators are not permitted to target Zambian residents, and players using such sites may have limited protection if disputes arise. Licensed operators must comply with rules on age verification (minimum age 18), anti–money laundering (AML), responsible gambling, and the secure handling of customer funds.
Operators are subject to various gaming and betting taxes on their revenues, and player winnings can be subject to withholding taxes, which are outlined in more detail in the next section. Because the regulatory framework continues to evolve, players should always check the current status of an operator’s licence and, if needed, seek local legal or tax advice before gambling online.
Are There Any Taxes on Gambling Winnings in Zambia?
Yes, gambling winnings in Zambia are subject to taxation. As of 2025, a 15% withholding tax applies to winnings from gaming, betting, and lotteries. For example, if you win K1,000, K150 is deducted as tax, and you receive K850.
In addition, a 10% excise duty is imposed on betting stakes. For instance, on a K100 bet, K10 is taken as excise duty and K90 is actually wagered. These taxes are deducted at source by the licensed operator and remitted to the authorities.
Tax rules can change, and individual circumstances may differ, so players who are unsure about their position should consider seeking advice from a qualified tax professional in Zambia.
Solutions to Common Problems in Zambian Online Casinos
Players in Zambia may encounter specific challenges when using online casinos. The table below outlines common issues and practical steps to address them:
| Problem Description | Solution |
|---|---|
| Geolocation Verification Issues Online casinos sometimes need to confirm your physical location to comply with licensing rules. | On Mobile Devices: Ensure that location services are enabled. On iOS, go to Settings > Privacy & Security > Location Services and allow access for the casino app. On Android, go to Settings > Location > App Permissions and grant access. On Desktop: Use a stable connection and allow location access in your browser if prompted. If issues continue, contact customer support for guidance. |
| Payment Processing Delays Deposits or withdrawals take longer than expected. | Check that your chosen payment method is supported and that you have met any KYC requirements. Confirm transaction details and limits. If delays persist, contact the casino’s support team with your transaction reference. |
| Account Access Problems Difficulties logging in or accessing your account. | Use the “Forgot Password” option to reset your credentials and check your email (including spam) for security messages. If you still cannot log in, contact customer support and be prepared to verify your identity. |
| Game Performance Issues Games lag, freeze, or crash. | Ensure you have a stable internet connection. Close unused apps or browser tabs, clear cache, and update the casino app or browser. If problems continue, ask support whether there are known technical issues or alternative game providers you can use. |
| Security Concerns Worried about unauthorised access or data misuse. | Use strong, unique passwords and enable two-factor authentication where available. Avoid sharing account details and always log out on shared devices. Monitor your account for unusual activity and report anything suspicious to the casino immediately. |
By addressing these issues early and working with licensed operators, Zambian players can enjoy a safer and more reliable online gaming experience.
Player Protection and Responsible Gambling in Zambia
Online casinos in Zambia and international sites that accept Zambian players are increasingly adopting measures to protect users and promote responsible gambling.
Player Safety Measures:
- Licensing and Regulation: The Betting Control and Licensing Board (BCLB) and other competent authorities licence operators and set minimum standards for fairness, security, and customer due diligence.
- Data Security: Licensed casinos must use SSL encryption and other safeguards to protect personal and financial information from unauthorised access.
- Age Verification: Operators are required to verify that players are at least 18 years old and to block underage gambling.
Responsible Gambling Practices:
- Deposit and Loss Limits: Players can set daily, weekly, or monthly caps on how much they deposit or lose, helping them stay within a planned budget.
- Self-Exclusion and Time-Outs: Many casinos offer tools that let players temporarily pause their accounts or self-exclude for longer periods if gambling stops being enjoyable.
- Reality Checks: Periodic on-screen reminders show how long you have been playing and how much you have staked, encouraging regular breaks.
- Access to Support: Licensed casinos provide links to organisations and helplines that support people affected by problem gambling.
Gambling should be treated as entertainment, not a way to solve financial problems. If you feel that gambling is affecting your wellbeing or finances, consider taking a break and seeking professional support.
Conclusion
In this article, we have outlined key aspects of online gambling for Zambian players, including examples of casinos such as Betwinner, 1xBet, and 22Bet, each offering different combinations of bonuses, games, and payment options. We have also covered how we evaluate casinos, the role of land-based venues, available bonuses and games, payment methods that support ZMW, and the main points of Zambian gambling law and taxation.
For a broader list of the best online casinos tailored to Zambian players, as well as information on casinos in other countries, explore our curated selections on OnlineCasinoRank. Always check current terms, licensing status, and local legal or tax guidance before gambling online.
FAQ
What are the top online casinos in Zambia?
The leading online casinos in Zambia include Betwinner, 1xBet, and 22Bet. These platforms offer a variety of games, secure payment methods, and customer support tailored for Zambian players.
What welcome bonuses do Zambian online casinos offer?
Betwinner offers a 100% first deposit bonus up to ZMW 2,000, 1xBet provides a 300% bonus up to ZMW 6,300, and 22Bet offers a 100% bonus up to ZMW 2,500. These bonuses are available to new players upon their first deposit.
What payment methods are accepted by online casinos in Zambia?
Online casinos in Zambia accept payment methods such as Visa, Mastercard, Airtel Money, MTN Mobile Money, and various e-wallets. These options facilitate convenient deposits and withdrawals for players.
Are online casinos legal in Zambia?
Yes, online gambling is legal in Zambia. Operators can obtain licenses from the Betting Control and Licensing Board (BCLB), ensuring compliance with local regulations.
What safety measures do Zambian online casinos implement?
Licensed online casinos in Zambia implement safety measures like SSL encryption, fair play certifications, and responsible gambling resources to protect players. These measures ensure a secure gaming environment.
Are there online casinos in Zambia suitable for high rollers?
Yes, platforms like Betwinner and 1xBet cater to high rollers by offering high betting limits, VIP programs, and personalized customer support. These features accommodate players seeking higher stakes.
Do Zambian online casinos offer games with high payout rates?
Yes, some online casinos in Zambia feature games with high Return to Player (RTP) percentages, providing better chances of winning. These platforms also process withdrawals promptly.
What is the legal gambling age in Zambia?
The legal gambling age in Zambia is 18. Operators are required to implement age verification measures to prevent underage gambling.
Are there land-based casinos in Zambia?
Yes, Zambia has land-based casinos such as New Fairmount Hotel & Casino and The Falls Casino in Livingstone, and Majestic Casino in Lusaka. These venues offer various gaming options.
How are online casinos in Zambia regulated?
Online casinos in Zambia are regulated under the Betting Control Act and the Casino Act, overseen by the Betting Control and Licensing Board (BCLB). This ensures compliance with local gambling laws.