Top Online Casinos in Croatia

Croatia is a small European country on the Balkan Peninsula. It borders Slovenia to the west, Serbia to the east, Hungary to the north, and Bosnia and Herzegovina to the south.

Croatia also shares a maritime border with Italy in the Adriatic Sea and is ranked among the top 20 tourist destinations globally thanks to its location in the Mediterranean. Tourism accounts for about 66% of Croatia's GDP. Croats love gambling, and residents can frequent any of the country's land-based casinos or any other online casino.

Top Online Casinos in Croatia
History of gambling in Croatia

History of gambling in Croatia

The Croatian government started sanctioning gambling as early as the 1960s, during the communist times. However, gambling was still recognized by the authorities only that it was limited to football games.

Fast-forward, the first government-licensed casino was allowed to open its doors to Croatian punters in 1991 after the fall of the Soviet Union. However, it is worth noting that the forms of betting were limited and could only be offered at dedicated gaming booths or shops.

These gaming restrictions were then relaxed in 2009 after adopting the "Game of Chance Act." This new law played a vital role in creating land-based casinos that ensured to give players more options.

In 2009, the introduction of the 20% VAT saw small gambling operators exit the scene, a situation that is still evident today. Much of the gambling market was covered by lotteries and bingo, which formed the most significant part of Croatia's government revenue.

When Croatia joined the EU, it had to restructure its gambling rules to align with the rest of the member states. Part of the new development was introducing license fees to all casino operators in the country. As a result, Croatia now enjoys a thriving gambling culture, with online casinos keen to tap into this market.

Gambling nowadays in Croatia

With a population of four million people, there is no shortage of casino players in Croatia. At the moment, land-based games remain popular and present in a majority of casinos. The government also runs a state lottery that Hrvatska Lutrija manages. Notably, casinos remain popular with hotels and the tourism industry. Some of the best land-based casinos in Croatia include:

  • The Diamond Palace Casino in Zagreb
  • Wettpunkt City Centar One in Split
  • Crystal Palace Casino in Rijeka
  • Lunkia Casio in Osijiek
  • Arena Automat Klub in Zadar

After online casinos were permitted to operate in 2010, the online casino industry is still developing. Many offshore online casinos accept Croatians. However, there is only one state-regulated online casino in Croatia. Compared to other European countries, the Croatian online scene has been reasonably slow.

History of gambling in Croatia
Future of online casinos in Croatia

Future of online casinos in Croatia

Even though Croatia still has some stringent gambling laws, the future of this industry is undoubtedly promising. The rapid growth of the internet and smartphones have opened unlimited possibilities to online punters.

As it stands, the number of offshore online casinos in Croatia is expected to increase. This trend is primarily inspired by the fact high taxes have scared online investors and opened a window to international betting sites. Moreover, being a member of the EU, Croats are at liberty to boycott rigid regulations in favor of friendlier EU gambling regulations.

The online gambling trend is undoubtedly not one of those things that the Croatian government can ignore because of its impact on tourism and its huge potential to generate state revenue. In light of this, the government will likely have to adjust some legal requirements to make them more favorable to local investors and players.

In addition, it is also expected that Croatian punters will also welcome newer forms of transactions, key among them being the use of cryptocurrencies.

With mobile usage increasing in the country, it is of no wonder why mobile casinos are also picking up in popularity. Check out our top mobile casino Croatian, carefully selected by our experts.

Future of online casinos in Croatia
Croatian player's favorite online casino games

Croatian player's favorite online casino games

Croatian punters play a wide range of games at online casinos. However, some casino games tend to be more popular than others. Here is a list of some standout favorites among Croatian online casino players:

  • Lotteries: The state-owned Croatian national lottery: Hrvatska Lutrija is the main lottery plaid in Croatia. And being a monopoly, it enjoys immense popularity among Croats.
  • Poker: Poker is very popular in Croatia, with most players in online casinos offering at least Texas Hold 'em and other poker variants.
  • Bingo: Bingo is classified as a lottery. In light of this, Hrvatska Lutrija's monopoly applies to it. Its popularity is evidenced by the fact that it is even televised.
  • Other popular games in Croatia include Slots, Blackjack, Keno 8, and Sic Bo (OneTouch).
Croatian player's favorite online casino games
Payment Methods in Croatia

Payment Methods in Croatia

Croatia's official currency is the Kuna and is mainly used in land-based casinos or the single state-licensed online casino. As far as online casino payments are concerned, players have a long list of options to choose from: debit/credit cards, prepaid cards, bank transfers, and e-wallets, to cryptocurrencies such as Bitcoin and Ethereum.

However, players are advised to check on the payment options with their preferred casinos. Therefore, make it a point to choose a casino with your preferred payment methods on its list of options. Other considerations as far as payments are concerned include availability and processing times.

Payment Methods in Croatia